John Vs Peter

In following years, John's salary increment can not matched the increased expenses in the family ( refer my post on 22/8/06), therefore John has no saving, he has to borrow from friends or relative occationally when they need money urgently due to unexpected expenses such as medical fee or children's education fee. John's finance is in trouble and will continue to be so...........

Peter's salary is less than John, but because of him control his spending wisely and has a saving in early age, and invest part of his saving intelligently, he managed to grow his wealth from the returns of the investment. Peter now is enjoying his work and only incurred limited liabilities for his flat. Peter's finance is well managed and enjoying good returns. He is living happily.

Don't you want to have a happy life like Peter and to avoid what experience by John ?

If the answer is 'YES', then you need to be responsible to you "MONEY" by manage your cash wisely, know your income & spending details, set aside certain amount of money for saving every month without fail, do not over spend and start to acquire investing knowledge by reading more investment book.